Car insurance laws by state
Auto insurance laws vary from state to state, but all states require some type of car insurance or proof of financial responsibility. It may seem like an extra cost, but actually car insurance protects you, your family and your vehicle if you’re in an accident or if your vehicle is damaged. In general, state car […]
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What are the different types of car insurance?
You may already know how auto insurance works, but do you know what the different types of car insurance are? If you’re shopping for auto coverage, knowing the different types of auto insurance and their coverages is an important step in getting the policy that’s right for you. Here are a few of the basic […]
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Auto insurance terms and definitions
Every industry has its own unique and quirky jargon. Auto insurance is no exception. But first, exactly what is car insurance? Car insurance is a contract between you and your insurance company. By applying for coverage, you’re agreeing to pay an auto insurance premium to the insurance company. In return, that company agrees to pay […]
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Your annual auto insurance review could save you money
We all know the importance of taking our cars in for annual service checkups, but did you know it’s important to give your auto insurance policy a yearly checkup as well? Going over your policy with your insurance agent can remind you of things that have changed in your life you might not have thought to mention […]
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How much is car insurance?
If you’re in the market for car insurance, you likely have a lot of questions. Among them is probably how much does auto insurance cost? The answer, of course, depends on several factors. Understanding how insurance providers calculate car insurance rates can help you not only estimate your budget, but also save money by knowing […]
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What is full coverage auto insurance?
Comprehensive insurance is a car insurance policy that covers certain damages to your vehicle that are not caused by a collision with another car. It is required on leased vehicles, and on vehicles that are currently being paid for by a loan. Comprehensive auto insurance is supplementary, meaning it’s an optional coverage which can be […]
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Do I need gap insurance?
Gap insurance is a good way to add more protection to your auto insurance policy. But before we dive into whether gap insurance is right for you, it’s important to have an understanding of gap insurance’s definition. Gap Insurance Definition Gap insurance stands for Guaranteed Asset Protection insurance. It is an optional, add-on coverage that can help certain drivers […]
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Uninsured / Underinsured motorist coverage: Is it right for you?
You may already know that liability and collision insurance can help cover costs from an accident involving another driver – but what happens if you’re in an accident caused by a driver without insurance? Or what about an accident in which the other driver’s policy limit isn’t enough to cover the damage to your vehicle? […]
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How much auto insurance do I need?
You want to make certain that your cars are adequately insured. Given your budget and preferences, how do you determine what level of auto coverage is right for you? While everyone needs an adequate amount of liability insurance by law, state minimums are actually very low, according to Jeanne M. Salvatore, senior vice president, chief communications officer, Insurance […]
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Do I need collision insurance?
We all know car insurance is required but when it comes time to buy it, all cars – and all drivers – are not created equal. Different amounts of insurance are needed for different times in your life, and minimum requirements will vary depending on what state you live in. One important – but sometimes […]
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